SIP vs FD in 2025
Where should you invest ₹1L now?
What is SIP?
Invest in mutual funds monthly or lump sum.
What is FD?
Deposit money with fixed returns.
SIP vs FD – Returns
SIP: 12% avg
FD: 6.5–7.5%
SIP vs FD – Tax Impact
SIP: 10% LTCG
FD: Taxed as income
SIP vs FD – Liquidity
SIP: Flexible
FD: Locked-in with penalty
SIP vs FD – Risk & Reward
FD = Safe
SIP = More growth
Who Should Choose FD?
✔️ Need funds in 1–3 yrs?
✔️ Want safety?
FD is for you!
Who Should Choose FD?
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