PPF: One Account Only!a

What is PPF?

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The Mistake

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Consequences

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Fix the Issue

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Interest Rate

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Investment Limits

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Tax Benefits

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Act Fast

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Final Thought

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PPF: One Account Only!a

Know the important rules.

What is PPF?

A government-backed savings scheme with great benefits.

The Mistake

Only one PPF account per person.

Consequences

Extra accounts earn no interest.

Fix the Issue

Close secondary accounts and keep one primary.

Interest Rate

7.1% per annum for FY 2024–25.

Investment Limits

₹500 minimum, ₹1.5L maximum per year.

Tax Benefits

Tax-free interest and deductions under 80C.

Act Fast

Close extra accounts for full benefits.

Final Thought

Follow the rules and maximize your savings.