Mastering Financial Planning: A Roadmap for FY26 & Beyond

Set Clear Financial Goals

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Build an Emergency Fund

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Optimize Tax Planning

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Build a Smart Investment Portfolio

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Secure Your Future with Retirement Planning

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Get Adequate Insurance Coverage

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Final Thoughts

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Mastering Financial Planning: A Roadmap for FY26 & Beyond

Set Clear Financial Goals

📌 Short-Term: Emergency fund, debt repayment 📌 Mid-Term: Buying a home, business expansion 📌 Long-Term: Retirement, passive income

Build an Emergency Fund

💰 Save 6-12 months’ expenses 🏦 Keep in high-liquidity accounts ❌ Avoid investing in volatile assets

Optimize Tax Planning

📌 Short-Term: Emergency fund, debt repayment 📌 Mid-Term: Buying a home, business expansion 📌 Long-Term: Retirement, passive income

Build a Smart Investment Portfolio

Secure Your Future with Retirement Planning

🔹 NPS, EPF, PPF for long-term security 🔹 SIPs & dividend stocks for wealth growth 🔹 Rental income & annuities for passive cash flow

Get Adequate Insurance Coverage

🏥 Health: ₹10-25 lakh coverage 💼 Life: 10-15x annual income 🛡️ Disability & accident protection

Final Thoughts

🔹 Grow wealth smartly & reduce taxes 🔹 Secure your retirement early 🔹 Protect your family with proper planning

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