Inflation Impact on Retirement Savings
Inflation ↓ savings value
✅ High expenses, low purchasing power
✅ Smart planning = Secure future
✅ Rising prices
✅ ₹100 today ≠ ₹100 tomorrow
✅ Money loses value
✅ Higher expenses
✅ Savings shrink
✅ Plan early, invest wisely
✅ ₹1L today = ₹25K in 30 years
✅ More money needed for same lifestyle
✅ Equity, Mutual Funds
✅ Real Estate, Gold
✅ Inflation-linked bonds
✅ FD, PPF, Pension < Inflation
✅ Low or negative returns
✅ Diversify portfolio
✅ Medical costs ⬆ 10-12% yearly
✅ ₹5L today = ₹15-20L future
✅ Health insurance = Essential