Grow your wealth smartly. Follow these tips to pick the best fund.
Plan for retirement, education, or wealth creation. Goals guide your investments.
– Low: Debt Funds
– Moderate: Hybrid Funds
– High: Equity Funds
Choose as per your risk tolerance.
– Short Term (1-3 yrs): Debt Funds
– Medium (3-5 yrs): Hybrid Funds
– Long Term (5+ yrs): Equity Funds
Look at past returns and fund manager track record.
Lower expense ratios mean higher returns. Check fees carefully.
– Equity: 10% tax on LTCG over ₹1 lakh
– Debt: Tax as per slab (short-term)
Mix equity, debt, and hybrid funds to reduce risk.