Grow your wealth smartly. Follow these tips to pick the best fund.

Plan for retirement, education, or wealth creation. Goals guide your investments.

– Low: Debt Funds – Moderate: Hybrid Funds – High: Equity Funds Choose as per your risk tolerance.

– Short Term (1-3 yrs): Debt Funds – Medium (3-5 yrs): Hybrid Funds – Long Term (5+ yrs): Equity Funds

Look at past returns and fund manager track record.

Lower expense ratios mean higher returns. Check fees carefully.

– Equity: 10% tax on LTCG over ₹1 lakh – Debt: Tax as per slab (short-term)