EMI Trap 2025: Avoid ₹1L Debt Now!

What is EMI Trap?

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Rule #1 – 30% Limit

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Rule #2 – No EMIs on Wants

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Rule #3 – One BNPL App Only

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Rule #4 – Credit Card Caution

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Real Trap Example

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Final Message

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EMI Trap 2025: Avoid ₹1L Debt Now!

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What is EMI Trap?

Too many EMIs = No savings, high debt.

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Rule #1 – 30% Limit

Never let EMIs cross 30% of your income.

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Rule #2 – No EMIs on Wants

Avoid EMIs on phones, vacations, gadgets.

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Rule #3 – One BNPL App Only

Using 3+ BNPL apps = silent debt spiral.

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Rule #4 – Credit Card Caution

Keep credit EMI under 10% of income.

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Real Trap Example

Amit earned ₹40K, EMIs were ₹11.5K. Now ₹1.2L in debt.

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Final Message

Build wealth, not EMI chains. Be EMI-wise.

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myfundwave.com

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