"Tax Planning, Risk, Goals, Asset Allocation"

"Low Risk, Moderate Risk, High Risk"

"Conservative: Stable, Moderate: Balanced, Aggressive: High Return"

"Retirement, Education, Liquidity, Wealth-Building"

"ELSS, PPF, NPS, FDs, ULIPs"

"High Risk, High Return, 3-Year Lock-in"

"Low Risk, Fixed Returns, 15-Year Lock-in"

"Moderate Risk, Retirement, Tax-Efficient"

"Align Risk, Goals, Review"