BPL in India 2025: Smart Choice or Debt Trap?

Buy now, pay later in EMIs.

1️⃣ Buy. 2️⃣ Pay later.  3️⃣ Late? Pay fees!

0% interest if paid on time.

Late fees, debt trap, no fraud protection.

BPL = Small buys. Cards = More benefits.

Smart tool or debt trap? You decide!