2025 Budget Plan

₹25K Salary to ₹5 Lakh Savings by 2030

Can ₹25K Lead to ₹5 Lakh?

Absolutely! With discipline & smart planning, ₹5 lakh in 5 years is possible.

Monthly Salary Breakdown

Use the 50-20-30 rule: 🔹 ₹12,500 – Essentials 🔹 ₹5,000 – Lifestyle 🔹 ₹7,500 – Savings

Save ₹7,500/Month to Hit ₹5 Lakh

Just ₹7,500/month can grow to ₹5.3L in 5 years via SIPs!

Where to Invest Your ₹7,500

Plan it right: ✅ ₹4,500 – Equity SIPs ✅ ₹2,000 – RD/PPF ✅ ₹1,000 – Gold SIP

SIP + RD = Wealth Combo

Mutual Funds (12%): ₹5.3L Recurring Deposit (6.5%): ₹5.2L Choose what suits your risk.

Budget Hacks to Save More

💡 Share rooms 💡 Cook at home 💡 Use public transport 💡 Avoid credit debt

Cashback = Bonus Savings

Use Cred, Magicpin, Zingoy to earn cashback. Save more without extra effort!

Earn More, Save Faster

Boost income via: 🧑‍💻 Freelancing 📚 Tutoring 🚴 Delivery jobs

Avoid These Money Traps

❌ Spending raises ❌ Low-return savings ❌ Using savings for fun

Yearly Savings Milestones

Track goals yearly! 2025: ₹75K 2026: ₹1.7L 2029: ₹5L

Stay Focused. Stay Invested.

Your salary may be small, but your mindset is powerful. Stick to the plan!