Introduction Buy Now, Pay Later (BNPL) is transforming the way Indians shop by offering instant credit with easy installments. With the rise of digital payments and instant credit options, BNPL has gained immense popularity, offering consumers the ability to purchase items now and pay for them in easy installments. But while it sounds convenient, is […]
BPL in India 2025: smart choice or a debt trap for you? Read More »
Uncategorized
Introduction India’s loan growth slowdown is a key financial trend impacting borrowers in 2025.Over the past few years, India’s credit market witnessed a steady surge in loan demand across retail, corporate, and MSME segments. However, recent data suggests that India’s loan growth has slowed down significantly, raising concerns among borrowers and lenders alike. With increasing interest
India’s Loan Growth Slows2025: What It Means for Borrowers Read More »
Loans and Credit
Introduction Gold has been trusted over centuries. As global markets experience volatility and inflation remains a concern, investors often turn to gold as a safe haven. But is gold still a smart investment choice in 2025? With evolving financial landscapes and the introduction of digital alternatives, it’s crucial to evaluate whether gold fits into your
Gold Investment in 2025: Is It the Right Choice for You? Read More »
Investment Planning
Introduction FY 2025-26 is set to bring transformative changes in the investment landscape, impacting taxation, digital finance, and alternative assets.With the global markets changing and domestic policies evolving with the latest trends, Indian investors must remain updated with the current regulatory changes, tax reforms, and investment opportunities. This article discusses six significant developments that will
6 investment-related developments and changes in FY 2025-26 Read More »
Uncategorized
Introduction Hello people! Today we are talking about a very vital financial objective which people tend to miss until later – creating a retirement corpus. Retirement planning isn’t merely a matter of keeping aside money, but it’s also about making one’s subsequent life comfortable and free from any financial stress. But when do you plan?
Retirement Corpus: What is the Optimum Age for Planning at 25, 30, or 35? Read More »
Retirement planning
Introduction Hello everyone! Today, we are going to discuss an exciting new financial tool that’s changing how we pay online – virtual credit cards. With the growing threat of cyber fraud and hacking, ordinary credit cards sometimes expose your sensitive data to potential risks. That’s why virtual credit cards are here. They add an additional
What is a Virtual Credit Card? 7 Key Benefits for a Smarter Wallet Read More »
Banking and Payments
Introduction Hello everyone! Today, we’re discussing a serious tax compliance matter that may not be completely known to many people. Recently, a Chartered Accountant (CA) has come out with a warning on accepting heavy cash payments, particularly those over 2 lakh rupees. Some individuals and businesses mistakenly believe that splitting payments into smaller amounts can
Introduction Hello everyone! Today, we’re investigating a very interesting trend in finance—Chennai’s excellent performance in personal finance literacy among urban metropolises. Although the city is strong in financial literacy, it is also plagued by credit issues that prevent overall financial health. This article discusses how Chennai is good at managing personal finances but weak in
Introduction The government has started deliberating on the 8th Pay Commission by inviting inputs from primary stakeholders such as the Home, Finance, and Defence Ministries. This is the first indication of planning a new pay scale that will decide upon salary updates and allowances for government employees. Here’s a look at what it implies and
Introduction Welcome to today’s topic of creating a good credit score without the use of a credit card. Most people believe that credit cards are the means to good credit, but that is not the case. Whether you’d rather steer clear of credit cards or are not yet qualified for one, there are a number
5 ways to get a good credit score without a credit card Read More »
Financial Planning