5 Rules of Wealth: Mastering Money in 2025

5 Rules of Wealth: Mastering Money in 2025

Introduction Mastering money in 2025 is more important than ever. The financial world is changing at breakneck speed, with new threats and opportunities opening up daily. Whether it is the emergence of AI-based investing, inflation issues, or novel income streams, those who “get the game” will create wealth while others struggle to hold on. In […]

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money management

Real Estate 2025: Why are Home Prices Increasing in India?

Introduction India’s real estate sector is experiencing a steep increase in Indian home prices in 2025, which is a popular subject among homebuyers and investors. In the last couple of years, property prices have gone through the roof in big cities and even Tier-2 and Tier-3 cities, leaving everyone perplexed—why are property prices rising so

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Real estate and housing finance

BPL in India 2025: smart choice or a debt trap for you?

Introduction Buy Now, Pay Later (BNPL) is transforming the way Indians shop by offering instant credit with easy installments. With the rise of digital payments and instant credit options, BNPL has gained immense popularity, offering consumers the ability to purchase items now and pay for them in easy installments. But while it sounds convenient, is

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Uncategorized

India’s Loan Growth Slows2025: What It Means for Borrowers

Introduction India’s loan growth slowdown is a key financial trend impacting borrowers in 2025.Over the past few years, India’s credit market witnessed a steady surge in loan demand across retail, corporate, and MSME segments. However, recent data suggests that India’s loan growth has slowed down significantly, raising concerns among borrowers and lenders alike. With increasing interest

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Loans and Credit
Gold Investment in 2025: Is It the Right Choice for You?

Gold Investment in 2025: Is It the Right Choice for You?

Introduction Gold has been trusted over centuries. As global markets experience volatility and inflation remains a concern, investors often turn to gold as a safe haven. But is gold still a smart investment choice in 2025? With evolving financial landscapes and the introduction of digital alternatives, it’s crucial to evaluate whether gold fits into your

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Investment Planning
6 investment-related developments and changes in FY 2025-26

6 investment-related developments and changes in FY 2025-26

Introduction FY 2025-26 is set to bring transformative changes in the investment landscape, impacting taxation, digital finance, and alternative assets.With the global markets changing and domestic policies evolving with the latest trends, Indian investors must remain updated with the current regulatory changes, tax reforms, and investment opportunities. This article discusses six significant developments that will

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Uncategorized

Retirement Corpus: What is the Optimum Age for Planning at 25, 30, or 35?

Introduction Hello people! Today we are talking about a very vital financial objective which people tend to miss until later – creating a retirement corpus. Retirement planning isn’t merely a matter of keeping aside money, but it’s also about making one’s subsequent life comfortable and free from any financial stress. But when do you plan?

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Retirement planning

What is a Virtual Credit Card? 7 Key Benefits for a Smarter Wallet

Introduction Hello everyone! Today, we are going to discuss an exciting new financial tool that’s changing how we pay online – virtual credit cards. With the growing threat of cyber fraud and hacking, ordinary credit cards sometimes expose your sensitive data to potential risks. That’s why virtual credit cards are here. They add an additional

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Banking and Payments

Accepting over ₹2 lakh in cash? CA warns splitting payments won’t save you from full penalty

Introduction Hello everyone! Today, we’re discussing a serious tax compliance matter that may not be completely known to many people. Recently, a Chartered Accountant (CA) has come out with a warning on accepting heavy cash payments, particularly those over 2 lakh rupees. Some individuals and businesses mistakenly believe that splitting payments into smaller amounts can

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Taxation and Compliance

Chennai scores high on personal finance knowledge among metros but faces more credit challenges

Introduction Hello everyone! Today, we’re investigating a very interesting trend in finance—Chennai’s excellent performance in personal finance literacy among urban metropolises. Although the city is strong in financial literacy, it is also plagued by credit issues that prevent overall financial health. This article discusses how Chennai is good at managing personal finances but weak in

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Credit and Debit management